The Mortgage crisis and the bail outs have brought out the sharks and predators. There is an up tick big time on Mortgage fraud. In Fact CNN reported drug crooks are shifting to Mortgage fraud as it is more lucrative. People in trouble can be prey. So here are a couple of web sites you should have for folks asking about refinancing or looking for debt relief.
www.makinghomeaffordable.gov is a great site that guides you step by step through mortgage and debt relief.
In Georgia www.dca.state.ga.us/housing/homeownership/index.asp will help you in our state. This link will even direct you to free classes some of them on the web to help. So these 2 tools are legitimate and should be in your bag of information to help existing home owners.

