Title Insurance is that "pesky" thing a good Realtor will insist you get on a home or a piece of land. Now more than ever you need it. Just one claim where you have to go out an hire and attorney will cost you more , even if you are OK, to defend than the money you spend one time at the closing.
I insist all my Buyers get titile insurance and if they do not I send them an email advising them that they should get this. I ask them to respond to me and tell me they got my email and still decline.
Where you get your title insurance is very important too. In Georgia the buyer can choose their own closing attorney. EVEN IF IT IS A FORECLOSURE and you get 20 pages of stuff from the bank. It is Georgia law. This is very important because if you do have a title problem try calling an attorney that processes 20 -40 foreclosures a day and getting personal service. Some times you have to politely insist for the benefit of you client rather than take the easy way through a transaction.

