Charlie Ragonesi Big Canoe Realestate's Blog: Helping Buyers

Helping Buyers

A Realtor saves you money. If you are buying a home and working with the listing agent you may not know to ask

1 When was this home listed? People always ask because if they think the home was on the market for a long time they can get a better deal. But in Georgia in order to get the 600 a year for 3 years tax credit the home has to be listed before May 11 2009.                          Savings over 3 years        1800

2 You have till the end of the year to get the first time home buyer credit. Wrong you have to close by Dec 1. Also you are a first time buyer if you have not owned in 3 years. Also the home must be more than 80,000 to get the full 8,000. There will be buyers who miss this credit because they do not have a Realtor to inform then

                                                                       Savings                          8000

3 So you are buying in the mountains but are fro a city or out of state. You think the best you can d is FHA with 3.5 percent down. You work with a listing agent and find your own local lender. Problem is local lender is not in area that does USDA and does not offer you 100 percent financing. Oh, by the way payments with USDA and no money down due to PMI costs usually work out to be LESS than with FHA . Assume you are buying 150,000 house.

                                                                    Savings                           5250

Total savings on these 3 things alone 15,050. Think you can get this much off a home of 150000 without using a buyers agent. Think again. These are 3 easy examples of why you should use your own Realtor when buying in Georgia.

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Charlie Ragonesi All Mountain Realty Big Canoe and Mountain Blog

On line at www.allmountainrealty.com Call at 706 579 1098

We sell Homes                                                    

 

5 comments • Charlie Ragonesi Big Canoe, Jasper, North Georgia Pros • July 19 2009 10:31AM

Comments

Great post!  If consumers only knew how much we could help them.

Posted by Tina Allen (Exit Realty Tri-County) almost 3 years ago

Thanks for posting some of the reasons that Buyers need a Buyers Agent working for them. In Texas the seller pays all commissions so this representation is free to the buyer. You can't beat value like that! Great post!

 

Posted by Betina Foreman-Realtor, C.N.E. selling homes in Lake Travis & central Austin! (512-771-6318 Austin Home Girls Realty) almost 3 years ago

Good post pointing out to your local market how to save so much money.

Posted by Mary Strang ~ Viroqua, WI Real Estate (RE/MAX Hill Country) almost 3 years ago

This is great information and good reasons why a buyer should use a REALTOR thanks for sharing.

Posted by Pat Champion (Coldwell Banker Camelot Realty) almost 3 years ago

When a Buyer uses the Listing Agent they really have no one representing their interests.  Great post and thanks for sharing it.

Posted by Susan Emo in Gananoque/Kingston/Brockville ( RE/MAX Riverview Realty Ltd - Brokerage 1000 Islands Canada) almost 3 years ago

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