In our mountains we work with a good cross section of buyers and sellers. Many of the buyers are first time buyers. There is a reluctance on the part of many of the buyers to get financially qualified first. They may have issues on their credit. Let me say now that the mortgage folks and we have heard it all before.
The bottom line is from a financial aspect the banker is your priest. He, or she will work with you in confidence. We at All Mountain Realty will work with you in confidence also. The first step in the acquisition process is to know what you can qualify for. Do not be shy or embarrassed. You have made a decision to buy. It is a great one. Let our full service brokerage work with you to make it happen. Along the way you may have to burn 3 credit cards and swear off borrowing as financial penance . You have heard the call. Let us work with you to make it happen


You make a great point Charlie. Debt can be embarassing, especially if you get in over your head, or need make sacrifices in order to deal with debt. But it's so common, and so important for consumers to learn the difference between good and bad debt.
Hi Charlie:
Great message to send out to all buyers!
Best wishes for a succesful 2010.
Charlie...
I like this message too ... sweet and to the point!
Charlie ---- Yes, you do have an excellent message for buyers -- credit issues are embarrassing, but must be addressed.

This is good information. And yes,....many have "Spent"..